Author: Kris Miller
Review: This book is filled with needed information for anyone every planning to stop working. Retirement seems like eons away and yet it will be here before most of us notice. DO you have a will, trust, 401K, IRA, savings accounts or any other accounts that you earn money in or put money in, you need this book, or maybe a Dave Ramsey book, to help you decide what to do. Unless you are an expert on money and money management you need help…I need help and I read and read about money matters.
Long-term care, Medicare, Social Security…what do these actually cover and what do they mean? Will it be enough or will you go broke paying bills you thought were covered by one program or another? Well read something about the future and where to put your money…read this book and find out something you may not have known or at least not known much about.
I need to study the last chapter more fully, I depend on my money guy to take care of all that stuff…you know the stuff I don’t understand and he swears he does…well I guess it’s time I learned and started knowing where my money is and what it's doing for me.
Published: Published August 1st 2012 by Morgan JamesPublishing
Quick Review: 5 stars (out of 5)
Where I Obtained the Book: Sent by the publisher for review.
Synopsis: “Ready For PREtirement: Everything You Need To Know NOW So Your Money Is There When You Need It” is a comprehensive guide designed to help you plan for retirement NOW. Retirement planning can be scary, confusing and overwhelming, especially if you wait until you’re faced with a family medical emergency. It is during these unexpected situations that people often make foolish decisions because of the stress and pressure to make a quick choice.
But a little planning goes a long way. The worksheets and tools included in “Ready For PREtirement” make it easy to get started. Learn how to create a Living Will and a Living Trust. Designate Guardians for your young children and make sure that your family is cared for, even if you can’t be here to take care of them yourself.
While older people have pressing financial planning issues related to age and health, retirement planning isn’t just for Seniors. Author Kris Miller taps into her vast Estate Planning experience and explains why you should get started now – even in your 20’s, 30’s, and 40’s.
“Ready For PREtirement” is designed to offer – in easy-to-understand terms – an overview of all the financial decisions that everyone will need to make at some point in their lives. From writing a will to creating a trust, from the proper way to hold property to selecting low-risk investments, this book provides necessary financial guidance for everyone. For those who haven’t even started their PREtirement planning yet, “Ready For PREtirement,” will serve as the first step.
So get started and get “Ready For PREtirement.”
Author Biography: Kris Miller, a retirement and living trust expert, has advised over 5,000 families in the past 20 years on retirement and estate planning issues. She coined the phrase, "pretirement" to emphasize how we need to prepare for our Golden Years way before we retire. Her new book, Ready For PREtirement, 3 Secrets for Safe Money and a Fabulous Future (Morgan James, September 2012) is a comprehensive guide to help anyone at any age to plan for retirement. In addition to her estate planning practice, Miller owns Trust Unlimited and the Living Trust Institute, a document preparation service for creating revocable living trusts. Miller has conducted numerous workshops to educate people and organizations about wise money management for their senior years, how to provide income for retirees, how to avoid probate, reduce taxes, secure the proper insurances, avoid asset-seizure to pay medical debts, and how to create a Living Trust. She holds many designations including:
* Certified Senior Advisor (a professional with knowledge about aging and the important health, financial and social issues that impact the majority of pretirees)
* Chartered Federal Employee Benefits Consultant (a financial professional who remains up-to-date on the ever-changing Federal Government Benefits Program) * Legal Document Assistant (licensed by the State of California).
She is also licensed by California to sell life insurance and long-term care insurance. A member of the Society of Senior Advisors, she is also an active member of the National Speakers Association. In 2010, she was nominated Woman of the Year and Best Customer Service by Chamber of Commerce in Hemet, CA.
Miller is also an accomplished music professional. The talented singer and songwriter has won several prestigious songwriting awards, including Songwriter of the Year in three categories by the North American Country Music Awards in 2008, 2009, 2010, 2012. She was also nominated in 2010-2012 as Songwriter of the Year by the Inspirational Country Music Awards. She had the No. 1 song in Country Gospel (June 2009) and No. 1 song in New Christian Music Country (September 2010).
The author of over 900 spiritual songs and garnered worldwide radio-play on gospel and country stations. Her music has also topped the charts in Europe.
Miller, a regular guest on "Money 101 with Bob McCormick" for CBS Los Angeles, KFWB News Talk 980, earned the moniker "Money Maestro" because the songstress harmonizes people's finances and keeps them singing "in tune" financially
with security and growth.
Kris resides in Hemet, CA. For more information, please consult www.ReadyforPREtirement.com or read her blog at